Credit Officer job at Legitimate Investments Ltd

Mukono - Municipality |


Posted: June 27, 2025
Deadline: July 4, 2025

Job Description

Title: Credit Officer job at Legitimate Investments Ltd


Credit Officer

2025-06-26T12:06:45+00:00


Legitimate Investments Ltd

https://cdn.greatugandajobs.com/jsjobsdata/data/employer/comp_11727/logo/download%20(2).png



FULL_TIME



 

Mukono - Municipality

Mukono

00256

Uganda



Finance

Accounting & Finance


UGX


 

MONTH



2025-07-04T17:00:00+00:00

 

Uganda

8


Credit Officer Position at Legitimate Investments Ltd


Company: Legitimate Investments Ltd.


Duty Station: Mukono Municipality


About US:


Legitimate Investments Ltd. is a Tier 4 Microfinance Institution licensed, regulated and supervised by Uganda Microfinance Regulatory Authority(UMRA)


Job Summary:  


The credit Officer should be; Honest, intelligent, creative, self-driven and hardworking individual. He will be required to; Appraise, recover and market our loans.


Duties and Responsibilities:



  • Ensure that credit worthiness of loans applicants is thoroughly evaluated before advancing the loan.

  • Strict compliance with all collections Standard Operating Procedures(SOPs) and follow up effectively with clients whose loan payments are getting due so that their loans do not get into arrears

  • Performs all loan collection activities early enough to prevent loans from getting into arrears.

  • Monitor, maintain and update loan files as and when required

  • Ensure that collateral securities are thoroughly examined and analyzed before approving the loans.

  • Handle customer complaints and take appropriate actions to resolve them and forward those above him to the Management.

  • Negotiate payment arrangements with borrowers who have delinquent loans and arrange for liquidation of delinquent collateral properties whose owners are non-committal.   

  • Conduct market research to analyze and identify potential loan markets and new business opportunities and develop referrals networks in order to locate prospects for loans.

  • Analyses customer feedback data to determine whether customers are satisfied with company products and services.

  • write reports and take up any other duty as may be assigned.


Qualifications, Skills and Experience:


The ideal applicant for the Legitimate Investments Limited Credit Officer Position must have:



  • Minimum of 2 years’ experience as a loan officer with a reputable financial institution.

  • In-depth knowledge of computers especially MS Office applications such as words, excel, etc.

  • At least a Diploma in any business related course from a recognized institution.

  • Ability to travel as needed and should have a class A’’ permit (Riding permit)

  • Very good analytical and problem solving skills.

  • Very good communication skills both oral and written.

  • Very good negotiation and decision making skills.

  • Good time manager, self-driven and motivated individual with strong organizational abilities.

  • Good team work and collaboration abilities.

  • Age: Male between 25– 35 years



Ensure that credit worthiness of loans applicants is thoroughly evaluated before advancing the loan. Strict compliance with all collections Standard Operating Procedures(SOPs) and follow up effectively with clients whose loan payments are getting due so that their loans do not get into arrears Performs all loan collection activities early enough to prevent loans from getting into arrears. Monitor, maintain and update loan files as and when required Ensure that collateral securities are thoroughly examined and analyzed before approving the loans. Handle customer complaints and take appropriate actions to resolve them and forward those above him to the Management. Negotiate payment arrangements with borrowers who have delinquent loans and arrange for liquidation of delinquent collateral properties whose owners are non-committal.    Conduct market research to analyze and identify potential loan markets and new business opportunities and develop referrals networks in order to locate prospects for loans. Analyses customer feedback data to determine whether customers are satisfied with company products and services. write reports and take up any other duty as may be assigned.

 

Minimum of 2 years’ experience as a loan officer with a reputable financial institution. In-depth knowledge of computers especially MS Office applications such as words, excel, etc. At least a Diploma in any business related course from a recognized institution. Ability to travel as needed and should have a class A’’ permit (Riding permit) Very good analytical and problem solving skills. Very good communication skills both oral and written. Very good negotiation and decision making skills. Good time manager, self-driven and motivated individual with strong organizational abilities. Good team work and collaboration abilities. Age: Male between 25– 35 years


bachelor degree



24


JOB-685d37d5d9d2a


Vacancy title:
Credit Officer


[Type: FULL_TIME, Industry: Finance, Category: Accounting & Finance]


Jobs at:
Legitimate Investments Ltd


Deadline of this Job:
Friday, July 4 2025


Duty Station:
Mukono - Municipality | Uganda


Summary
Date Posted: Thursday, June 26 2025, Base Salary: Not Disclosed





JOB DETAILS:


Credit Officer Position at Legitimate Investments Ltd


Company: Legitimate Investments Ltd.


Duty Station: Mukono Municipality


About US:


Legitimate Investments Ltd. is a Tier 4 Microfinance Institution licensed, regulated and supervised by Uganda Microfinance Regulatory Authority(UMRA)


Job Summary:  


The credit Officer should be; Honest, intelligent, creative, self-driven and hardworking individual. He will be required to; Appraise, recover and market our loans.


Duties and Responsibilities:



  • Ensure that credit worthiness of loans applicants is thoroughly evaluated before advancing the loan.

  • Strict compliance with all collections Standard Operating Procedures(SOPs) and follow up effectively with clients whose loan payments are getting due so that their loans do not get into arrears

  • Performs all loan collection activities early enough to prevent loans from getting into arrears.

  • Monitor, maintain and update loan files as and when required

  • Ensure that collateral securities are thoroughly examined and analyzed before approving the loans.

  • Handle customer complaints and take appropriate actions to resolve them and forward those above him to the Management.

  • Negotiate payment arrangements with borrowers who have delinquent loans and arrange for liquidation of delinquent collateral properties whose owners are non-committal.   

  • Conduct market research to analyze and identify potential loan markets and new business opportunities and develop referrals networks in order to locate prospects for loans.

  • Analyses customer feedback data to determine whether customers are satisfied with company products and services.

  • write reports and take up any other duty as may be assigned.


Qualifications, Skills and Experience:


The ideal applicant for the Legitimate Investments Limited Credit Officer Position must have:



  • Minimum of 2 years’ experience as a loan officer with a reputable financial institution.

  • In-depth knowledge of computers especially MS Office applications such as words, excel, etc.

  • At least a Diploma in any business related course from a recognized institution.

  • Ability to travel as needed and should have a class A’’ permit (Riding permit)

  • Very good analytical and problem solving skills.

  • Very good communication skills both oral and written.

  • Very good negotiation and decision making skills.

  • Good time manager, self-driven and motivated individual with strong organizational abilities.

  • Good team work and collaboration abilities.

  • Age: Male between 25– 35 years


 



Work Hours: 8


Experience in Months: 24


Level of Education: bachelor degree



Job application procedure:


 Address your CV & Resume to:


Business Development Manager


Legitimate Investments Ltd


P .o. Box 6211


Kampala-Uganda.


Please, send your CV to: info.legitimatefinance@gmail.com


Deadline: 4th July, 2025.